So--assuming there is no ground fault at all--the coils are not likely to be culprits? It's the RegRect or nothing?
That's odd because I have had to replace the RR twice in four months. I paid a local mechanic a LOT to replace the second one and to *guarantee* me that no other electrical fault exists. He was supposed to go over tthe whole bike with a fine tooth comb, looking for reasons why the RR was blowing.
It hasn't blow in the two months since he "fixed" it, and I have good charge. I don't even have battery overheating, which is a common symptom of too-high RR output.
Could the RR be sending "dirty" power but still work OK? Of so, then I might never fix this problem... and I might go with the voltage regulator idea of yours. (Gee, wouldn't it be nice if AutoMeter made electronic gauges that were self-protecting, rather than self-destructing, when some wonky power issue crops up?)

Thanks for your advice. I'll check that out further. I have done the RR tests many, many times; and I know what it should be doing at all RPM ranges....
David